Category: Economy

The stability of the banking sector is a cornerstone of economic confidence, and the occurrence of bank failures can be a significant indicator of underlying financial health and regulatory effectiveness. Since 2012, the United States has witnessed a fluctuating number of bank failures, reflecting broader …Read more  »

The FOMC's dot plot is a significant tool used by the Federal Reserve to communicate its members' projections for future interest rates. This chart, which is updated quarterly as part of the Summary of Economic Projections, visually represents where each Federal Open …Read more  »

As we navigate through 2025, economic experts predict that mortgage rates will remain higher for longer, with averages expected to hover between 5.75% and 7.25%. Though many anticipate gradual decreases, the current climate of persistent inflation and the Federal Reserve's monetary policy suggest that …Read more  »

Home buyers rejoice when interest rates drop, but rising interest rates can actually be a good thing for investors. Because high rates make homes less affordable, the rental market improves, giving real estate investors a chance to improve cash flow …Read more  »

The critical question in today's economic landscape is: Is the Federal Reserve successfully taming inflation, or are they inadvertently triggering a housing crisis? As the Fed has implemented interest rate cuts in 2024 to stabilize the economy, many are concerned about …Read more  »

What is a Recession in Real Estate? It can be scary to invest in anything during a recession. We all carry visions of the great depression and bread lines and people selling apples. The idea of putting your money into …Read more  »

Investment properties can be an excellent way to build long-term wealth and generate passive income. However, timing is a critical factor to consider when buying an investment property. Purchasing at the wrong time can lead to reduced returns, lower rental …Read more  »

The question of whether the stock market will soar or crash in 2025 is on everyone's mind right now. And the short answer, according to most analysts, is that it will likely soar — but with a heavy dose of caution. …Read more  »

FHA mortgage rates are typically higher than conventional mortgage rates, but they can be a good option for borrowers with lower credit scores or smaller down payments. The minimum credit score for an FHA loan is 580 with a 3.5% …Read more  »